{"id":1284,"date":"2025-12-30T17:55:50","date_gmt":"2025-12-30T17:55:50","guid":{"rendered":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/?p=1284"},"modified":"2025-12-30T17:55:50","modified_gmt":"2025-12-30T17:55:50","slug":"long-term-care-insurance-planning-new-year","status":"publish","type":"post","link":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/","title":{"rendered":"Thinking Ahead this New Year: Long-Term Care Insurance"},"content":{"rendered":"<p><em>By Amber Merten<\/em><\/p>\n<p>It\u2019s almost a new year, a great time to think ahead and plan for 2026. Planning for aging isn\u2019t easy to think about\u2014but it\u2019s one of the most loving things we can do for ourselves and our families. Long-term care insurance is important for those who want to age with dignity, independence, and choice.<\/p>\n<p>This guide breaks down what long-term care insurance is, what it covers, and why it matters\u2014so you can make informed decisions this year with confidence and peace of mind.<\/p>\n<h2><span style=\"color: #993300;\">What Is Long-Term Care Insurance?<\/span><\/h2>\n<p>Long-term care insurance ( LTC insurance) helps cover the cost of ongoing assistance with activities of daily living when a person can no longer care for themselves independently due to aging, illness, injury, or cognitive decline such as dementia or Alzheimer\u2019s disease.<\/p>\n<p>It is important to understand that long-term care insurance is NOT medical insurance. Instead, it focuses on helping with everyday tasks that support safety, comfort, and quality of life.<\/p>\n<h2><span style=\"color: #993300;\">What Does Long-Term Care Include?<\/span><\/h2>\n<p>Long-term care typically covers assistance with ADL\u2019s. Many policies also cover supervision for cognitive impairment, even when a person is still physically capable. This type of support is especially important for individuals living with Alzheimer\u2019s or other forms of dementia.<\/p>\n<h2><span style=\"color: #993300;\">Where Can Long-Term Care Be Provided?<\/span><\/h2>\n<p>One of the biggest benefits of modern long-term care policies is flexibility. Coverage often includes care in:<br \/>\n&#8211; Your own home<br \/>\n&#8211; Assisted living communities<br \/>\n&#8211; Nursing homes<br \/>\n&#8211; Memory care units<br \/>\n&#8211; Adult day programs<br \/>\n&#8211; Certain non-medical hospice services<\/p>\n<h2><span style=\"color: #993300;\">What Long-Term Care Insurance Does Not Cover<\/span><\/h2>\n<p>Long-term care insurance does not typically cover:<\/p>\n<p>&#8211; Doctor visits or hospital stays<br \/>\n&#8211; Prescription medications (unless related to covered care services)<br \/>\n&#8211; Short-term recovery after surgery<br \/>\n&#8211; Care provided by family members (unless specifically allowed in the policy)<\/p>\n<h2><span style=\"color: #993300;\">Why Medicare Doesn\u2019t Cover Long-Term Care<\/span><\/h2>\n<p>This is a common misunderstanding. Medicare only covers short-term skilled care, such as rehabilitation after hospitalization. It does not cover ongoing custodial care, extended home assistance, or long-term supervision.<\/p>\n<p>When long-term care is needed, families often face the choice between paying out-of-pocket, relying on Medicaid (after assets are depleted), or using long-term care insurance.<\/p>\n<h2><span style=\"color: #993300;\">Types of Long-Term Care Insurance Policies<\/span><\/h2>\n<p><strong>Traditional Long-Term Care Insurance<\/strong><\/p>\n<p>\u2022 Monthly premium<br \/>\n\u2022 Pays benefits when care is needed<br \/>\n\u2022 No payout if benefits are never used<\/p>\n<p>Best for: People who plan ahead and want comprehensive coverage at a lower upfront cost.<\/p>\n<p><strong>Hybrid Policies (Life Insurance + LTC)<\/strong><\/p>\n<p>\u2022 Combines long-term care benefits with life insurance or an annuity<br \/>\n\u2022 If care is never needed, a benefit goes to heirs<br \/>\n\u2022 Higher upfront cost, but more certainty<\/p>\n<p>Best for: Those concerned about paying premiums and never using them.<\/p>\n<p><strong>Short-Term Care Insurance<\/strong><\/p>\n<p>\u2022 Covers care for a limited period (typically 3\u201312 months)<br \/>\n\u2022 Lower cost, limited protection<\/p>\n<p>Best for: Supplemental coverage or those who don\u2019t qualify for full LTC insurance.<\/p>\n<h2><span style=\"color: #993300;\">When Should You Buy Long-Term Care Insurance?<\/span><\/h2>\n<p>The best time to purchase long-term care insurance is before you need it! Waiting too long can result in higher premiums\u2014or denial altogether. The earlier the better as health history affects eligibility and costs so an ideal age is in your mid-40s to early 60s.<\/p>\n<h2><span style=\"color: #993300;\">How Home Care and Long-Term Care Insurance Work Together<\/span><\/h2>\n<p>Long-term care insurance is most effective when paired with professional home care services. Synergy HomeCare can often work directly with long-term care policies, helping families understand coverage, submit claims, and make the most of their benefits\u2014so loved ones can age at home.<\/p>\n<p>Plan ahead this year with long term care and age at home with dignity and reduced emotional and financial stress.<\/p>\n<p style=\"text-align: center;\">___________<\/p>\n<p style=\"text-align: center;\"><a class=\" call-us-link\" href=\"tel:850-661-0557\"><img decoding=\"async\" class=\"img-fluid call-us-img lazy entered loaded\" src=\"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-content\/themes\/luckie-wp\/images\/call-synergy-homecare-now-2.png\" alt=\"Call now\" data-src=\"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-content\/themes\/luckie-wp\/images\/call-synergy-homecare-now-2.png\" data-ll-status=\"loaded\" \/><\/a><\/p>\n<p style=\"text-align: center;\">Call us to find the home care solution that\u2019s right for you.<br \/>\n<a class=\"\" href=\"tel:850-661-0557\">850-661-0557<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Amber Merten It\u2019s almost a new year, a great time to think ahead and plan for 2026. Planning for aging isn\u2019t easy to think about\u2014but it\u2019s one of the most loving things we can do for ourselves and our families. Long-term care insurance is important for those who want to age with dignity, independence,&#8230;<\/p>\n","protected":false},"author":301,"featured_media":1286,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[23],"tags":[],"class_list":["post-1284","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Why Long-Term Care Insurance Matters in the New Year<\/title>\n<meta name=\"description\" content=\"Plan ahead for aging with long-term care insurance. Learn what it covers and how to protect your future with confidence.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Thinking Ahead this New Year: Long-Term Care Insurance\" \/>\n<meta property=\"og:description\" content=\"Plan ahead for aging with long-term care insurance. Learn what it covers and how to protect your future with confidence.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/\" \/>\n<meta property=\"og:site_name\" content=\"SYNERGY HomeCare\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-30T17:55:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/synergyhomecare.com\/wp-content\/uploads\/Family-helping-senior-woman-with-will-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2120\" \/>\n\t<meta property=\"og:image:height\" content=\"1414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Karinahuerta\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karinahuerta\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/\"},\"author\":{\"name\":\"Karinahuerta\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/#\\\/schema\\\/person\\\/7b2557cce772bc91b9fd4cd42cfe9b69\"},\"headline\":\"Thinking Ahead this New Year: Long-Term Care Insurance\",\"datePublished\":\"2025-12-30T17:55:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/\"},\"wordCount\":627,\"publisher\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/synergyhomecare.com\\\/wp-content\\\/uploads\\\/Family-helping-senior-woman-with-will-1.jpg\",\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/\",\"url\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/\",\"name\":\"Why Long-Term Care Insurance Matters in the New Year\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/synergyhomecare.com\\\/wp-content\\\/uploads\\\/Family-helping-senior-woman-with-will-1.jpg\",\"datePublished\":\"2025-12-30T17:55:50+00:00\",\"description\":\"Plan ahead for aging with long-term care insurance. Learn what it covers and how to protect your future with confidence.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#primaryimage\",\"url\":\"https:\\\/\\\/synergyhomecare.com\\\/wp-content\\\/uploads\\\/Family-helping-senior-woman-with-will-1.jpg\",\"contentUrl\":\"https:\\\/\\\/synergyhomecare.com\\\/wp-content\\\/uploads\\\/Family-helping-senior-woman-with-will-1.jpg\",\"width\":2120,\"height\":1414},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Thinking Ahead this New Year: Long-Term Care Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/#website\",\"url\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/\",\"name\":\"SYNERGY HomeCare\",\"description\":\"The highest quality in-home senior care. Available 24\\\/7 to serve your non-medical needs. Dedicated care for your loved ones.\",\"publisher\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Organization\",\"Place\",\"LocalBusiness\"],\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/#organization\",\"name\":\"SYNERGY HomeCare of North Leon County\",\"url\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/\",\"logo\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#local-main-organization-logo\"},\"image\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#local-main-organization-logo\"},\"address\":{\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#local-main-place-address\"},\"geo\":{\"@type\":\"GeoCoordinates\",\"latitude\":\"30.48083369999999\",\"longitude\":\"-84.2391166\"},\"telephone\":[\"8503734919\"],\"openingHoursSpecification\":{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\",\"Saturday\",\"Sunday\"],\"opens\":\"00:00\",\"closes\":\"23:59\"},\"email\":\"kurtbowman@synergyhomecare.com\",\"areaServed\":\"32303, 32308, 32309, 32311, 32312, 32317\",\"priceRange\":\"$\",\"currenciesAccepted\":\"USD\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/#\\\/schema\\\/person\\\/7b2557cce772bc91b9fd4cd42cfe9b69\",\"name\":\"Karinahuerta\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4603d263933a125b05a79b00d3147b6dcb5cbbd77fc5c260a77529f8b8e89888?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4603d263933a125b05a79b00d3147b6dcb5cbbd77fc5c260a77529f8b8e89888?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4603d263933a125b05a79b00d3147b6dcb5cbbd77fc5c260a77529f8b8e89888?s=96&d=mm&r=g\",\"caption\":\"Karinahuerta\"},\"url\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/author\\\/karinahuerta\\\/\"},{\"@type\":\"PostalAddress\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#local-main-place-address\",\"streetAddress\":\"2236 Capital Circle NE, Suite 106\",\"addressLocality\":\"Tallahassee\",\"postalCode\":\"32308\",\"addressRegion\":\"FL\",\"addressCountry\":\"US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/synergyhomecare.com\\\/fl-tallahassee-32308\\\/knowledge-center\\\/long-term-care-insurance-planning-new-year\\\/#local-main-organization-logo\",\"url\":\"https:\\\/\\\/synergyhomecare.com\\\/wp-content\\\/uploads\\\/Notagline-01-179.png\",\"contentUrl\":\"https:\\\/\\\/synergyhomecare.com\\\/wp-content\\\/uploads\\\/Notagline-01-179.png\",\"width\":800,\"height\":255,\"caption\":\"SYNERGY HomeCare of North Leon County\"}]}<\/script>\n<meta name=\"geo.placename\" content=\"Tallahassee\" \/>\n<meta name=\"geo.position\" content=\"30.48083369999999;-84.2391166\" \/>\n<meta name=\"geo.region\" content=\"United States (US)\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Why Long-Term Care Insurance Matters in the New Year","description":"Plan ahead for aging with long-term care insurance. Learn what it covers and how to protect your future with confidence.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/","og_locale":"en_US","og_type":"article","og_title":"Thinking Ahead this New Year: Long-Term Care Insurance","og_description":"Plan ahead for aging with long-term care insurance. Learn what it covers and how to protect your future with confidence.","og_url":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/","og_site_name":"SYNERGY HomeCare","article_published_time":"2025-12-30T17:55:50+00:00","og_image":[{"width":2120,"height":1414,"url":"https:\/\/synergyhomecare.com\/wp-content\/uploads\/Family-helping-senior-woman-with-will-1.jpg","type":"image\/jpeg"}],"author":"Karinahuerta","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Karinahuerta","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#article","isPartOf":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/"},"author":{"name":"Karinahuerta","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/#\/schema\/person\/7b2557cce772bc91b9fd4cd42cfe9b69"},"headline":"Thinking Ahead this New Year: Long-Term Care Insurance","datePublished":"2025-12-30T17:55:50+00:00","mainEntityOfPage":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/"},"wordCount":627,"publisher":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/#organization"},"image":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#primaryimage"},"thumbnailUrl":"https:\/\/synergyhomecare.com\/wp-content\/uploads\/Family-helping-senior-woman-with-will-1.jpg","articleSection":["Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/","url":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/","name":"Why Long-Term Care Insurance Matters in the New Year","isPartOf":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/#website"},"primaryImageOfPage":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#primaryimage"},"image":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#primaryimage"},"thumbnailUrl":"https:\/\/synergyhomecare.com\/wp-content\/uploads\/Family-helping-senior-woman-with-will-1.jpg","datePublished":"2025-12-30T17:55:50+00:00","description":"Plan ahead for aging with long-term care insurance. Learn what it covers and how to protect your future with confidence.","breadcrumb":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#primaryimage","url":"https:\/\/synergyhomecare.com\/wp-content\/uploads\/Family-helping-senior-woman-with-will-1.jpg","contentUrl":"https:\/\/synergyhomecare.com\/wp-content\/uploads\/Family-helping-senior-woman-with-will-1.jpg","width":2120,"height":1414},{"@type":"BreadcrumbList","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/"},{"@type":"ListItem","position":2,"name":"Thinking Ahead this New Year: Long-Term Care Insurance"}]},{"@type":"WebSite","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/#website","url":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/","name":"SYNERGY HomeCare","description":"The highest quality in-home senior care. Available 24\/7 to serve your non-medical needs. Dedicated care for your loved ones.","publisher":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Organization","Place","LocalBusiness"],"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/#organization","name":"SYNERGY HomeCare of North Leon County","url":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/","logo":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#local-main-organization-logo"},"image":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#local-main-organization-logo"},"address":{"@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#local-main-place-address"},"geo":{"@type":"GeoCoordinates","latitude":"30.48083369999999","longitude":"-84.2391166"},"telephone":["8503734919"],"openingHoursSpecification":{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"00:00","closes":"23:59"},"email":"kurtbowman@synergyhomecare.com","areaServed":"32303, 32308, 32309, 32311, 32312, 32317","priceRange":"$","currenciesAccepted":"USD"},{"@type":"Person","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/#\/schema\/person\/7b2557cce772bc91b9fd4cd42cfe9b69","name":"Karinahuerta","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4603d263933a125b05a79b00d3147b6dcb5cbbd77fc5c260a77529f8b8e89888?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4603d263933a125b05a79b00d3147b6dcb5cbbd77fc5c260a77529f8b8e89888?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4603d263933a125b05a79b00d3147b6dcb5cbbd77fc5c260a77529f8b8e89888?s=96&d=mm&r=g","caption":"Karinahuerta"},"url":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/author\/karinahuerta\/"},{"@type":"PostalAddress","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#local-main-place-address","streetAddress":"2236 Capital Circle NE, Suite 106","addressLocality":"Tallahassee","postalCode":"32308","addressRegion":"FL","addressCountry":"US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/knowledge-center\/long-term-care-insurance-planning-new-year\/#local-main-organization-logo","url":"https:\/\/synergyhomecare.com\/wp-content\/uploads\/Notagline-01-179.png","contentUrl":"https:\/\/synergyhomecare.com\/wp-content\/uploads\/Notagline-01-179.png","width":800,"height":255,"caption":"SYNERGY HomeCare of North Leon County"}]},"geo.placename":"Tallahassee","geo.position":{"lat":"30.48083369999999","long":"-84.2391166"},"geo.region":"United States (US)"},"_links":{"self":[{"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/posts\/1284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/users\/301"}],"replies":[{"embeddable":true,"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/comments?post=1284"}],"version-history":[{"count":3,"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/posts\/1284\/revisions"}],"predecessor-version":[{"id":1289,"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/posts\/1284\/revisions\/1289"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/media\/1286"}],"wp:attachment":[{"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/media?parent=1284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/categories?post=1284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/synergyhomecare.com\/fl-tallahassee-32308\/wp-json\/wp\/v2\/tags?post=1284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}